/**
 * Wiederverwendbare Komponenten: Buttons, Hero, Projektauswahl,
 * Kreditkarten, Vorteile, FAQ, Blog-Teaser.
 */

.novabank-btn .novabank-icon {
	width: 18px;
	height: 18px;
	color: currentColor;
}

/* ---------- Bandeau de page (Kontakt, Kreditantrag, Impressum, …) ---------- */

.novabank-page-hero {
	position: relative;
	overflow: hidden;
	background:
		linear-gradient(165deg, rgba(11,30,61,0.94) 0%, rgba(6,15,34,0.97) 100%),
		url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=1600&q=80') center / cover no-repeat;
	color: #fff;
	padding: var( --nb-space-6 ) 0;
	text-align: center;
}

.novabank-page-hero::before {
	content: '';
	position: absolute;
	inset: 0;
	background-image: radial-gradient(var( --bankp-color-accent ) 1px, transparent 1px);
	background-size: 24px 24px;
	opacity: 0.08;
	pointer-events: none;
}

.novabank-page-hero .nb-container {
	position: relative;
	z-index: 1;
}

.novabank-page-hero__badge {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	padding: 7px 14px;
	border-radius: 8px;
	background: rgba(255,255,255,0.06);
	border: 1px solid rgba(255,255,255,0.14);
	font-size: 12px;
	font-weight: 600;
	letter-spacing: 0.02em;
	color: rgba(255,255,255,0.85);
	margin-bottom: var( --nb-space-3 );
}

.novabank-page-hero__badge .dot {
	width: 7px; height: 7px;
	border-radius: 50%;
	background: var( --bankp-color-success );
	flex-shrink: 0;
	animation: novabank-pulse 2s ease-in-out infinite;
}

.novabank-page-hero h1 {
	color: #fff;
	margin: 0 auto;
	font-size: var( --nb-fs-2xl );
	max-width: 28ch;
}

.novabank-page-hero p {
	color: rgba(255,255,255,0.72);
	max-width: 56ch;
	margin: var( --nb-space-2 ) auto 0;
}

/* ---------- Contenu éditorial générique (Kontakt, Impressum, Kreditantrag…) ---------- */

.novabank-page__content h2 {
	margin-top: var( --nb-space-6 );
}

.novabank-page__content h2:first-child {
	margin-top: 0;
}

.novabank-page__content a:not(.bankp-btn):not(.novabank-btn) {
	text-decoration: underline;
	text-decoration-color: rgba(30,58,138,0.3);
	text-underline-offset: 2px;
}

.novabank-page__content ul:not([class]) li,
.novabank-page__content ol:not([class]) li {
	margin-bottom: 6px;
}

.novabank-page__content .bankp-form,
.novabank-page__content .bankp-calculator {
	max-width: 560px;
	margin: 0 auto;
}

/* ---------- Kundenstimmen ---------- */

.novabank-testimonials {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: var( --nb-space-4 );
}

.novabank-testimonial {
	background: #fff;
	border: 1px solid var( --nb-gray-200 );
	border-radius: var( --nb-radius-md );
	padding: var( --nb-space-5 );
	display: flex;
	flex-direction: column;
}

.novabank-testimonial__stars {
	color: var( --bankp-color-accent );
	font-size: 15px;
	letter-spacing: 2px;
	margin-bottom: var( --nb-space-3 );
}

.novabank-testimonial__quote {
	flex: 1;
	font-size: var( --nb-fs-sm );
	color: var( --nb-gray-600, #4B5563 );
	margin: 0 0 var( --nb-space-4 );
}

.novabank-testimonial__author {
	display: flex;
	align-items: center;
	gap: 12px;
}

.novabank-testimonial__avatar {
	width: 40px; height: 40px;
	border-radius: 50%;
	background: var( --bankp-color-primary );
	color: #fff;
	display: flex;
	align-items: center;
	justify-content: center;
	font-size: 13px;
	font-weight: 700;
	flex-shrink: 0;
}

.novabank-testimonial__author strong {
	display: block;
	font-size: var( --nb-fs-sm );
}

.novabank-testimonial__author small {
	color: var( --nb-gray-600, #4B5563 );
}

@media (max-width: 1024px) {
	.novabank-testimonials { grid-template-columns: 1fr; }
}

/* ---------- Statische Inhaltsseiten (Services, Über uns) ---------- */

.novabank-page__content .novabank-lead {
	font-size: var( --nb-fs-lg );
	color: var( --nb-gray-600, #4B5563 );
	max-width: 760px;
	margin: 0 auto var( --nb-space-6 );
	text-align: center;
}

.novabank-service-grid {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: var( --nb-space-4 );
	margin: 0 0 var( --nb-space-6 );
}

.novabank-service-card {
	display: block;
	background: #fff;
	border: 1px solid var( --nb-gray-200 );
	border-radius: var( --nb-radius-md );
	padding: var( --nb-space-5 );
	transition: all var( --nb-transition );
}

.novabank-service-card:hover {
	box-shadow: var( --nb-shadow-md );
	transform: translateY(-4px);
	border-color: var( --bankp-color-accent );
}

.novabank-service-card:hover .novabank-service-card__icon {
	background: var( --bankp-color-primary );
}

.novabank-service-card:hover .novabank-service-card__icon .novabank-icon {
	color: #fff;
}

.novabank-service-card__icon,
.novabank-service-card__icon .novabank-icon {
	transition: background 0.25s ease, color 0.25s ease;
}

.novabank-service-card__icon {
	width: 48px; height: 48px;
	border-radius: 12px;
	background: var( --nb-gray-100 );
	display: flex;
	align-items: center;
	justify-content: center;
	margin-bottom: var( --nb-space-3 );
}

.novabank-service-card__icon .novabank-icon {
	width: 24px;
	height: 24px;
	color: var( --bankp-color-primary );
}

.novabank-service-card h3 {
	margin: 0 0 var( --nb-space-2 );
	font-size: var( --nb-fs-lg );
}

.novabank-service-card ul {
	list-style: none;
	padding: 0;
	margin: 0;
}

.novabank-service-card li {
	padding: 6px 0;
	color: var( --nb-gray-600, #4B5563 );
	border-top: 1px solid var( --nb-gray-100 );
}

.novabank-service-card li:first-child {
	border-top: none;
}

.novabank-about-intro {
	max-width: 780px;
	margin: 0 auto var( --nb-space-6 );
	text-align: center;
}

.novabank-about-mission {
	background: var( --nb-gray-100 );
	border-radius: var( --nb-radius-md );
	padding: var( --nb-space-5 ) var( --nb-space-6 );
	margin: 0 auto var( --nb-space-7 );
	max-width: 780px;
	text-align: center;
	font-size: var( --nb-fs-lg );
	color: var( --bankp-color-primary );
	border-left: 4px solid var( --bankp-color-accent );
}

.novabank-about-advantages {
	display: grid;
	grid-template-columns: repeat(4, 1fr);
	gap: var( --nb-space-4 );
}

@media (max-width: 1024px) {
	.novabank-service-grid { grid-template-columns: 1fr; }
	.novabank-about-advantages { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 600px) {
	.novabank-about-advantages { grid-template-columns: 1fr; }
}

/* ---------- Buttons ---------- */

.novabank-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 8px;
	font-weight: 600;
	font-size: var( --nb-fs-sm );
	padding: 14px 26px;
	border-radius: var( --nb-radius-sm );
	border: 1px solid transparent;
	cursor: pointer;
	transition: all var( --nb-transition );
}

.novabank-btn--primary {
	background: var( --bankp-color-primary );
	color: #fff !important;
}
.novabank-btn--primary:hover { opacity: 0.9; }

.novabank-btn--accent {
	background: var( --bankp-color-accent );
	color: var( --bankp-color-primary ) !important;
}

.novabank-btn--outline {
	background: transparent;
	border-color: rgba(255,255,255,0.4);
	color: #fff !important;
}

.novabank-btn--ghost {
	background: var( --nb-gray-100 );
	color: var( --bankp-color-primary ) !important;
}

/* ---------- Hero ---------- */

.novabank-hero {
	position: relative;
	overflow: hidden;
	background:
		linear-gradient(165deg, rgba(11,30,61,0.94) 0%, rgba(6,15,34,0.97) 100%),
		url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=1600&q=80') center / cover no-repeat;
	color: #fff;
	padding: var( --nb-space-7 ) 0 var( --nb-space-8 );
}

.novabank-hero::before {
	content: '';
	position: absolute;
	inset: 0;
	background-image: radial-gradient(var( --bankp-color-accent ) 1px, transparent 1px);
	background-size: 24px 24px;
	opacity: 0.08;
	pointer-events: none;
}

.novabank-hero__inner {
	position: relative;
	z-index: 1;
	display: grid;
	grid-template-columns: 1.2fr 0.95fr;
	gap: var( --nb-space-6 );
	align-items: center;
}

.novabank-hero__inner > div:first-child {
	animation: novabank-fade-up 0.7s ease both;
}
.novabank-hero__card {
	animation: novabank-fade-up 0.7s ease 0.15s both;
}
@keyframes novabank-fade-up {
	from { opacity: 0; transform: translateY(16px); }
	to { opacity: 1; transform: translateY(0); }
}

.novabank-hero__badge {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	padding: 7px 14px;
	border-radius: 8px;
	background: rgba(255,255,255,0.06);
	border: 1px solid rgba(255,255,255,0.14);
	font-size: 12px;
	color: rgba(255,255,255,0.85);
	margin-bottom: var( --nb-space-4 );
}

.novabank-hero__badge .dot {
	width: 7px; height: 7px;
	border-radius: 50%;
	background: var( --bankp-color-success );
	flex-shrink: 0;
	animation: novabank-pulse 2s ease-in-out infinite;
}

@keyframes novabank-pulse {
	0%, 100% { box-shadow: 0 0 0 0 rgba(30,142,90,0.6); }
	50% { box-shadow: 0 0 0 6px rgba(30,142,90,0); }
}

.novabank-hero h1 { color: #fff; max-width: 16ch; font-size: var( --nb-fs-3xl ); }

.novabank-hero p {
	color: rgba(255,255,255,0.72);
	font-size: var( --nb-fs-lg );
	max-width: 42ch;
}

.novabank-hero__proofs {
	display: flex;
	flex-wrap: wrap;
	gap: var( --nb-space-2 ) var( --nb-space-4 );
	margin: var( --nb-space-3 ) 0 var( --nb-space-5 );
	font-size: 12.5px;
	color: rgba(255,255,255,0.78);
}

.novabank-hero__proofs span {
	display: flex;
	align-items: center;
	gap: 6px;
	white-space: nowrap;
}

.novabank-hero__proofs .dot { color: var( --bankp-color-success ); }

.novabank-hero__actions {
	display: flex;
	gap: var( --nb-space-3 );
	flex-wrap: wrap;
}

.novabank-hero__actions .novabank-btn { width: auto; margin-bottom: 0; }

.novabank-hero__actions .novabank-btn--ghost {
	background: rgba(255,255,255,0.08);
	color: #fff !important;
	border: 1px solid rgba(255,255,255,0.18);
}

/* ---------- Floating simulator card ---------- */

.novabank-hero__card {
	background: rgba(15, 23, 42, 0.75);
	backdrop-filter: blur(10px);
	border: 1px solid rgba(255,255,255,0.1);
	border-radius: var( --nb-radius-lg );
	box-shadow: 0 24px 64px rgba(0,0,0,0.35);
	padding: var( --nb-space-5 );
}

.novabank-hero__card .bankp-calculator {
	background: transparent;
	border: none;
	padding: 0;
	color: #fff;
}

.novabank-hero__card .bankp-field label,
.novabank-hero__card .bankp-field__unit,
.novabank-hero__card .bankp-calculator__breakdown-label,
.novabank-hero__card .bankp-disclaimer {
	color: rgba(255,255,255,0.55);
}

.novabank-hero__card .bankp-field__value,
.novabank-hero__card .bankp-calculator__result-amount {
	color: #fff;
}

.novabank-hero__card .bankp-calculator__result {
	border-top-color: rgba(255,255,255,0.1);
}

.novabank-hero__card .bankp-calculator__breakdown > div {
	background: rgba(255,255,255,0.05);
}

.novabank-hero__card .bankp-btn--secondary {
	background: rgba(255,255,255,0.08);
	color: #fff;
}

.novabank-reveal {
	opacity: 0;
	transform: translateY(18px);
	transition: opacity 0.6s ease, transform 0.6s ease;
}
.novabank-reveal.is-visible {
	opacity: 1;
	transform: translateY(0);
}
@media (prefers-reduced-motion: reduce) {
	.novabank-reveal {
		opacity: 1;
		transform: none;
		transition: none;
	}
}

/* ---------- Icons (SVG, kein Emoji) ---------- */

.novabank-icon {
	width: 24px;
	height: 24px;
	color: var( --bankp-color-primary );
	flex-shrink: 0;
}

/* ---------- Projektauswahl ("Was ist Ihr Projekt?") ---------- */

.novabank-projects {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: var( --nb-space-4 );
}

.novabank-project-card {
	display: block;
	background: #fff;
	border: 1px solid var( --nb-gray-200 );
	border-radius: var( --nb-radius-md );
	padding: var( --nb-space-5 );
	transition: all var( --nb-transition );
}

.novabank-project-card:hover {
	opacity: 1;
	box-shadow: var( --nb-shadow-md );
	transform: translateY(-4px);
	border-color: var( --bankp-color-accent );
}

.novabank-project-card:hover .novabank-project-card__icon {
	background: var( --bankp-color-primary );
}

.novabank-project-card:hover .novabank-project-card__icon .novabank-icon {
	color: #fff;
}

.novabank-project-card__icon,
.novabank-project-card__icon .novabank-icon {
	transition: background 0.25s ease, color 0.25s ease;
}

.novabank-project-card__icon {
	width: 48px; height: 48px;
	border-radius: 12px;
	background: var( --nb-gray-100 );
	display: flex;
	align-items: center;
	justify-content: center;
	margin-bottom: var( --nb-space-3 );
}

.novabank-project-card__icon .novabank-icon {
	width: 24px;
	height: 24px;
}

.novabank-project-card h3 {
	font-size: var( --nb-fs-base );
	margin-bottom: 4px;
}

.novabank-project-card span {
	font-size: var( --nb-fs-xs );
	color: var( --nb-gray-600 );
}

/* ---------- Vorteile ("Warum uns wählen?") ---------- */

.novabank-advantages {
	display: grid;
	grid-template-columns: repeat(5, 1fr);
	gap: var( --nb-space-4 );
}

.novabank-advantage {
	text-align: center;
}

.novabank-advantage__icon {
	width: 56px; height: 56px;
	border-radius: 50%;
	background: var( --nb-gray-100 );
	display: flex;
	align-items: center;
	justify-content: center;
	margin: 0 auto var( --nb-space-3 );
}

/* ---------- FAQ ---------- */

.novabank-faq-item {
	border-bottom: 1px solid var( --nb-gray-200 );
}

.novabank-faq-item__question {
	width: 100%;
	text-align: left;
	background: none;
	border: none;
	padding: var( --nb-space-4 ) 0;
	font-weight: 700;
	font-size: var( --nb-fs-base );
	color: var( --bankp-color-primary );
	cursor: pointer;
	display: flex;
	justify-content: space-between;
	align-items: center;
}

.novabank-faq-item__answer {
	padding: 0 0 var( --nb-space-4 );
	color: var( --nb-gray-600 );
	display: none;
}

.novabank-faq-item.is-open .novabank-faq-item__answer { display: block; }

/* ---------- Blog Teaser ---------- */

.novabank-blog-grid {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: var( --nb-space-4 );
}

.novabank-blog-card img {
	border-radius: var( --nb-radius-md );
	aspect-ratio: 16/10;
	object-fit: cover;
	margin-bottom: var( --nb-space-3 );
}

.novabank-blog-card time {
	font-size: var( --nb-fs-xs );
	color: var( --nb-gray-600 );
}

/* ---------- Loan single page ---------- */

.novabank-loan-single {
	display: grid;
	grid-template-columns: 1.6fr 1fr;
	gap: var( --nb-space-6 );
	align-items: start;
}

.novabank-loan-single__facts {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: var( --nb-space-3 );
	margin: var( --nb-space-5 ) 0;
}

.novabank-loan-single__fact {
	background: var( --nb-gray-50 );
	border-radius: var( --nb-radius-sm );
	padding: var( --nb-space-3 ) var( --nb-space-4 );
}

.novabank-loan-single__fact .nb-label { display: block; margin-bottom: 4px; }

.novabank-loan-single__sidebar {
	position: sticky;
	top: 100px;
}

.novabank-loan-single__sidebar .bankp-calculator {
	box-shadow: var( --nb-shadow-md );
}

/* ---------- WhatsApp Kontakt ---------- */

.novabank-whatsapp-float {
	position: fixed;
	right: var( --nb-space-4 );
	bottom: var( --nb-space-4 );
	z-index: 200;
	width: 56px;
	height: 56px;
	border-radius: 50%;
	background: #25D366;
	display: flex;
	align-items: center;
	justify-content: center;
	box-shadow: 0 10px 24px rgba(0,0,0,0.25);
	transition: transform var( --nb-transition );
}

.novabank-whatsapp-float:hover { transform: scale(1.08); }

.novabank-whatsapp-float .novabank-icon {
	width: 28px;
	height: 28px;
	color: #fff;
}

.novabank-whatsapp {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: var( --nb-space-6 );
	align-items: center;
	background: var( --nb-gray-50 );
	border-radius: var( --nb-radius-lg );
	overflow: hidden;
}

.novabank-whatsapp__media {
	height: 100%;
	min-height: 320px;
}

.novabank-whatsapp__media img {
	width: 100%;
	height: 100%;
	object-fit: cover;
	display: block;
}

.novabank-whatsapp__content {
	padding: var( --nb-space-6 ) var( --nb-space-6 ) var( --nb-space-6 ) 0;
}

.novabank-whatsapp__content h2 { margin-bottom: var( --nb-space-2 ); }
.novabank-whatsapp__content > p { color: var( --nb-gray-600 ); margin-bottom: var( --nb-space-4 ); }

.novabank-whatsapp-form {
	display: grid;
	gap: var( --nb-space-3 );
}

.novabank-whatsapp-form input,
.novabank-whatsapp-form textarea {
	width: 100%;
	border: 1px solid var( --nb-gray-200 );
	border-radius: var( --nb-radius-sm );
	padding: 12px 14px;
	font-family: inherit;
	font-size: var( --nb-fs-sm );
	background: #fff;
}

.novabank-whatsapp-form textarea { resize: vertical; min-height: 90px; }

.novabank-whatsapp-form button {
	justify-self: start;
	display: inline-flex;
	align-items: center;
	gap: 8px;
	background: #25D366;
	color: #fff !important;
	border: none;
}

.novabank-whatsapp-form button .novabank-icon { width: 18px; height: 18px; color: #fff; }

@media (max-width: 900px) {
	.novabank-whatsapp { grid-template-columns: 1fr; }
	.novabank-whatsapp__media { min-height: 220px; }
	.novabank-whatsapp__content { padding: var( --nb-space-5 ); }
}

/* ---------- Responsive ---------- */

@media (max-width: 960px) {
	.novabank-hero__inner,
	.novabank-loan-single {
		grid-template-columns: 1fr;
	}

	.novabank-advantages { grid-template-columns: repeat(2, 1fr); }
	.novabank-projects,
	.novabank-blog-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 600px) {
	.novabank-advantages,
	.novabank-projects,
	.novabank-blog-grid { grid-template-columns: 1fr; }

	.novabank-hero h1 { font-size: var( --nb-fs-2xl ); }

	.novabank-hero__actions {
		flex-direction: column;
		align-items: stretch;
	}

	.novabank-hero__actions .novabank-btn {
		width: 100%;
		justify-content: center;
		text-align: center;
	}

	.novabank-testimonials { grid-template-columns: 1fr; }
}


/* ---------- Danke-Seite (Formularbestaetigung) ---------- */

.novabank-thankyou {
	max-width: 620px;
	margin: 0 auto;
	text-align: center;
	padding: var( --nb-space-8 ) var( --nb-space-4 );
}

.novabank-thankyou__icon {
	width: 72px;
	height: 72px;
	margin: 0 auto var( --nb-space-5 );
	border-radius: 50%;
	background: var( --bankp-color-success, #16a34a );
	color: #fff;
	display: flex;
	align-items: center;
	justify-content: center;
}

.novabank-thankyou__icon svg {
	width: 36px;
	height: 36px;
}

.novabank-thankyou h1 {
	font-size: var( --nb-fs-2xl );
	margin-bottom: var( --nb-space-3 );
	color: var( --bankp-color-primary );
}

.novabank-thankyou p {
	font-size: var( --nb-fs-lg );
	color: var( --nb-gray-600 );
	margin-bottom: var( --nb-space-2 );
}

.novabank-thankyou__ref {
	display: inline-block;
	margin: var( --nb-space-4 ) 0 var( --nb-space-6 );
	padding: 10px 18px;
	border-radius: 10px;
	background: var( --nb-gray-50 );
	border: 1px solid var( --nb-gray-200 );
	font-weight: 700;
	color: var( --bankp-color-primary );
	letter-spacing: 0.02em;
}

.novabank-thankyou__actions {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: var( --nb-space-3 );
	margin-top: var( --nb-space-5 );
}

@media (max-width: 600px) {
	.novabank-thankyou__actions {
		flex-direction: column;
	}
	.novabank-thankyou__actions .novabank-btn {
		width: 100%;
		text-align: center;
		justify-content: center;
	}
}